dua to help with debt
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“[He] who created death and life to test you [as to] which of you is best in deed.” Surah Mulk Ayah 2

In life we will face many tests, Allah has told this in the Qur’an.

This is not to torture us but to test and build our character. In Surah Baqarah it tells us “Allah does not burden a soul beyond that it can bear.” Surah Baqarah Ayat 286

We may have difficulties and challenges but nothing which we can’t handle. All our trials in life are things which can push us to the edge but not enough to knock us off the cliff. Subhanallah.

In hadith Riyad As Salihin hadith 101, Abu Hurairah reported the Messenger of Allah (ﷺ) as saying those in Jahannam will be the people of desires and passions while Jannah will be people of adversities.

In the hadith there’s a mention of a dua which can help with money problems. Ali’ reported that the Prophet (ﷺ) taught the following dua to ask for Allah’s help to relieve debt as large as a mountain. 

Dua for debt relief

 

اللَّهُمَّ اكْفِنِي بِحَلاَلِكَ عَنْ حَرَامِكَ وَأَغْنِنِي بِفَضْلِكَ عَمَّنْ سِوَاكَ

Transliteration: Allahumma akfini bihalalika an haramika, wa aghnini bifadlika ‘amman siwaka

Translation of allahumma akfini bihalalika Dua:

The meaning of the dua is “O Allah! Grant me enough of what You make lawful so that I may dispense with what You make unlawful, and enable me by Your Grace to dispense with all but You.”

 

Hadith Full Dua

Ali (May Allah be pleased with him) reported:

A slave who had made a contract with his master to pay for his freedom, came to me and said: “I am unable to fulfill my obligation, so help me.” He said to him: “Shall I not teach you a supplication which the Messenger of Allah (ﷺ) taught me? It will surely prove so effective that if you have a debt as large as a huge mountain, Allah will surely pay it for you. Say: ‘Allahumm-akfini bihalalika ‘an haramika, wa aghnini bifadlika ‘amman siwaka (O Allah! Grant me enough of what You make lawful so that I may dispense with what You make unlawful, and enable me by Your Grace to dispense with all but You).”

Riyad As Salihin Book 17, Hadith 1486 or Jami` at-Tirmidhi 3563